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We are reinventing how finance teams work

AI tools that free your finance team from repetitive work, with more speed, more control and more time to decide.

Tell us how your team works today and we will tell you where to start.

Talk to us

AI is on every CFO’s agenda.

  1. 87%

    of CFOs expect AI to be extremely or very important to their finance function in 2026.

    Source: Deloitte, CFO Signals Q4 2025

  2. 47%

    of CFO capacity goes to operational work: reporting, internal controls and core finance processes.

    Source: EY, DNA of the CFO 2026

  3. Only 7%

    of finance functions see high impact from AI.

    Source: Gartner, June 2026

Many companies already use AI.Very few capture its full value.

We are the new generation of finance consulting: a startup focused on helping CFOs and finance teams change the way they work.

We do not build AI. We find the best tools on the market, test them and implement them in your business, adapting how your team works so it gets the most out of them.

We automate where time gets lost

We focus on the most repetitive areas of finance, where AI adds the most speed and quality control.

  • Treasury

    We define cash flow around your business needs and automate it with data straight from your banks. Forecasts from your ERP and real comparisons.

    • Cash flow
    • Forecasting
    • Bank connectivity

  • Accounting

    We automate transaction posting and the settlement of invoices and bills, so you close faster and with fewer manual errors.

    • Posting
    • Settlement
    • Bills

  • Payments

    We bring order to employee spend and batch corporate payments, with control and traceability for every transaction.

    • Employee spend
    • Batch payments
    • Traceability

  • Collections

    We automate collections follow-up and bank reconciliation, to shorten collection times and anticipate unpaid invoices.

    • Follow-up
    • Reconciliation
    • Unpaid invoices

  • Invoicing

    We digitise issuing and receiving invoices, from data capture to posting, ready for mandatory e-invoicing.

    • Issuing
    • Receiving
    • E-invoicing

  • Reporting

    We connect your data sources to produce reliable, automated management reports. Your team analyses instead of preparing.

    • Month-end close
    • KPIs
    • Management reports

We work on top of your ERP

We connect the tools to the systems you already use, with no ERP migration.

  • Microsoft Dynamics 365 Business Central
  • SAP Business One
  • Sage
  • Oracle NetSuite

And other leading ERPs.

Our partners

We implement leading treasury and spend management platforms, and get every bit of value out of them.

Who is behind qbico

  • Pablo del Pozo

    Pablo del Pozo

    Co-founder

    • 10+ years in consulting and implementation.
    • Hands-on experience implementing and using treasury management systems (TMS).
    • Former Country Manager Spain at Cobee (now Cobee by Pluxee) and member of its leadership team.
    • Strategy consulting at McKinsey & Company and KPMG. MBA from MIT Sloan and a civil engineering degree from UPM.
    LinkedInLinkedIn profile of Pablo del Pozo
  • Pablo Huelin

    Pablo Huelin

    Co-founder

    • 10+ years in corporate finance and finance leadership.
    • Hands-on experience implementing and using treasury management systems (TMS).
    • Former Chief Financial & People Officer at CrowdFarming and VP Finance at Cobee.
    • 6+ years in finance at Restaurant Brands International (Burger King, Tim Hortons), across Switzerland and Spain.
    • MBA from IE Business School.
    LinkedInLinkedIn profile of Pablo Huelin

Talk to us

Tell us where your team’s time goes and we will suggest where to start.

Or email us directly

Write to us

We reply within one business day.